Reverse mortgages are increasing in popularity with seniors 62 and over who have equity in their homes. A reverse mortgage enables you to withdraw a portion of your home’s equity to supplement your income, or to purchase a home. There are no monthly principal and interest payments. The only reverse mortgage insured by the US Federal Government is called a Home Equity Conversion Mortgage (HECM) and is only available through an FHA approved lender.

Insured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.

Just for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork. Carla is also holds a special designation as a “Veteran Mortgage Advisor. As a Veteran Mortgage Advisor it is Carla’s commitment to stand by the Core Values of this designation: A VMA is Knowledgeable; A VMA is dedicated to Service before self; A VMA believes in Education; A VMA believes in informed choice and is committed to serving Veterans across America.

Industry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.

Purchase or refinance property located in a rural area (as designated by the U.S. Department of Agriculture). These loans are available to most borrowers and will lend up to 100% of a property’s value.

We also have Jumbo. Down Payment Assistance, First Time Home Buyer, Renovation, Low Credit Loan Options and so much more!