HOME LOANS MADE
Our process puts people first. Whether you’re purchasing your first home, investing, or just ready for a change, we are here for you before and beyond the transaction.
A PERSONALIZED EXPERIENCE.
Our team is dedicated to providing excellent service, education and outcomes for each of our clients. Not sure where to start?
WE'RE HERE FOR
Loan Officer
CARLA FAIR
NMLS 747960
Loan Officer
CHAD FOSTER
NMLS 964037
Loan Officer
THOMAS DENNEY
NMLS 2085141
Loan Officer
REGINA REDFERN
NMLS 1320982
YOUR LOAN OPTIONS.
Our goal is to educate and guide you to all of the options available.
Reverse mortgages are increasing in popularity with seniors 62 and over who have equity in their homes. A reverse mortgage enables you to withdraw a portion of your home’s equity to supplement your income, or to purchase a home. There are no monthly principal and interest payments. The only reverse mortgage insured by the US Federal Government is called a Home Equity Conversion Mortgage (HECM) and is only available through an FHA approved lender.
American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid the risk of default.
Insured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
Just for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork. Carla is also holds a special designation as a “Veteran Mortgage Advisor. As a Veteran Mortgage Advisor it is Carla’s commitment to stand by the Core Values of this designation: A VMA is Knowledgeable; A VMA is dedicated to Service before self; A VMA believes in Education; A VMA believes in informed choice and is committed to serving Veterans across America.
VA Mortgage Insurance Upfront Fee An upfront funding fee in lieu of Mortgage Insurance may be required on VA loans.
Industry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac.
Purchase or refinance property located in a rural area (as designated by the U.S. Department of Agriculture). These loans will lend up to 100% of a property’s value.
We also offer Jumbo, Down Payment Assistance, First Time Home Buyer, Renovation, Low Credit Loan Options and so much more!
